Privacy Policy

    Your Privacy Matters

    We are committed to protecting your privacy and being transparent about our data practices.

    Privacy at a Glance

    The key points about how we handle your information

    No personal data stored
    Local calculations only
    Minimal cookies
    Contact by choice

    Information We Collect

    Calculator Data

    All pension calculation data (age, qualifying years, etc.) is processed locally in your browser. This information is never transmitted to our servers or stored remotely.

    Local Storage

    When you choose to save your calculator inputs, this data is stored locally on your device using browser local storage. This allows you to return to your previous inputs but the data never leaves your device.

    Analytics Data

    We use Google Analytics to understand how visitors use our site. This includes anonymized information about page views, session duration, and general location (country/region level only).

    Contact Information

    If you contact us through our contact form, we collect the information you provide (name, email, message) solely for the purpose of responding to your inquiry.

    How We Use Your Information

    How We Use Your Information

    We are committed to transparency about how we handle your data. The UK State Pension Forecast Calculator is designed with your privacy in mind. All calculations occur locally within your browser, ensuring that no personal information is sent to our servers. This approach means we don't collect or process any of your pension-related data on our end. We do not use your information for marketing purposes or share it with third parties. Our focus is solely on providing accurate pension forecasts without compromising your privacy.

    Your Rights and Control

    As a user of our calculator, you have full control over your data. Since all processing happens locally in your browser, you can be confident that your personal information remains private and secure. You may choose to save your calculation results using your browser's local storage, but this is entirely optional and under your control. If you wish to remove any saved data, simply clear your browser's local storage or use the calculator's built-in reset function. We do not track your usage or store any personal details, so there are no privacy settings to manage beyond your browser preferences.

    Security Measures

    While we don't collect or store your data, we still implement robust security measures to protect our platform. Our website uses HTTPS encryption to ensure secure communication between your browser and our servers. This protects against unauthorized access during data transmission. We also regularly update our codebase and dependencies to address potential vulnerabilities. All data processing occurs within your browser environment, which minimizes exposure risks. Additionally, we maintain strict access controls for any server-side systems that may be involved in hosting the calculator, ensuring only authorized personnel can access them.

    Data Security

    We take data security seriously. Since all calculator data is processed locally in your browser, the most sensitive information never leaves your device.

    Security Measures

    • • HTTPS encryption for all data transmission
    • • Local processing of all financial calculations
    • • No storage of personal financial information on our servers
    • • Regular security reviews and updates

    Third-Party Services

    Google Analytics

    We use Google Analytics to analyze website traffic and usage patterns. Google Analytics may use cookies and collect anonymized data about your visit. You can opt out of Google Analytics tracking by installing the Google Analytics opt-out browser add-on.

    Advertising

    Our website may display advertisements through Google AdSense. These ads may use cookies to show relevant advertisements based on your interests. You can manage your ad preferences through Google's Ad Settings.

    Your Rights

    You have the following rights regarding your personal information:

    • Access: Request information about what personal data we hold about you
    • Correction: Request correction of inaccurate personal data
    • Deletion: Request deletion of your personal data (where legally permissible)
    • Objection: Object to processing of your personal data
    • Portability: Request transfer of your data to another service

    Since most data processing happens locally on your device, you can clear your calculator data at any time using the "Clear All" button or by clearing your browser's local storage.

    Contact Us

    If you have any questions about this Privacy Policy or our data practices, please contact us:

    Policy Updates

    We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically.

    Last updated: January 2025