UK State Pension Age Guide
Your State Pension age depends on your birth year and gender. From 2023, women’s State Pension age increased to match men’s rates, with further gradual rises planned.
How is Your State Pension Age Determined?
| Birth Year | State Pension Age |
|---|---|
| Before 6 Oct 1953 | 60 (women), 65 (men) |
| 6 Oct 1953 – 5 Apr 1960 | 65 (both genders) |
| 6 Apr 1960 – 5 Apr 1966 | 66 (both genders) |
| 6 Apr 1966 – 5 Apr 2000 | 68 (both genders) |
Forecast Changes to State Pension Age
The government plans to increase State Pension age to 68 for everyone born after 5 April 1978. Future changes will be announced in Parliament with at least five years’ notice.
How to Check Your State Pension Age
- Use our State Pension Forecast Calculator
- Check your National Insurance record online
- Contact the Pension Service for confirmation
Frequently Asked Questions
- When will my State Pension age increase take effect? Changes apply gradually based on birth year.
- How does the State Pension age change affect my benefits? Delaying claims may increase monthly payments.