UK State Pension FAQs
Find answers to common questions about the UK State Pension, including eligibility, qualifying years, and how to use our free forecast calculator.
Key Questions Answered
- How many qualifying years do I need? 35 years for the full new State Pension, 10 for a reduced rate.
- Can I estimate my pension online? Yes - use our calculator to forecast payments based on your contribution history.
- What if I have gaps in National Insurance? We show how to estimate credits and calculate your potential top-up.
| Topic | Answer |
|---|---|
| State Pension age | 66-68 depending on birth year (rising to 68 by 2028) |
| Maximum weekly payment | £203.85 (2023/24) |
| Calculator accuracy | Estimates based on HMRC rules and current policy |